Dicreasing Vulnerability in Poor Ger Districts

Year Execution: 
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UDRC has a very effective savings strategy based on the experience of ACHR Thailand. Residents on a common street become a savings group, work together and identify / deal with issues facing their community. They implement small scale projects like trash clean- ups, and contribute a small amount of money each day. This year SELAVIP funds were to be used to set up a country- level fund to provide subsidies to the members of saving groups who are too poor to access a normal loan. The information provided by UDRC during our visit shows that this happened only in a partial way: only 10 families received grants (USD 1.500 each) and the other 30 families received loans that vary according to the improvement cost and the possibility to pay, from USD 1.000 to less than USD 300. We discussed the situation with UDRC and asked that they implement better criteria to assign the grants to really poor families; revise the amount of the grants, which should not be more than USD 500 for each family. During our field visits to Darkhan City we could see that many improvements are not about very basic and urgent housing issues but refer to more elaborate modifications or replacements in existing, fairly “good” houses that are not the immediate concern of SELAVIP. We recommended during the final meeting that SELAVIP funds should be used in the future for specific purpose of sheltering the poorest, based on “social emergency”. Contact Enkhbayar Tsendendorj udrc@mobinet.mn